mantra capital

Phillip Michael


Phillip began his banking career at Cynergy Bank (formerly Bank of Cyprus UK) in 2007 as a cashier.From there, he moved to the Credit Delivery team, which provided him with the fundamental knowledge of real estate lending.

Phillip then joined the real estate team in 2012 where he really accelerated. His eagerness to learn and progress saw him become CeMAP qualified and appointed a Relationship Manager by 2015, managing a loan book of £60m. Phillip has now joined Mantra Capital as a Senior Relationship Manager.

Phillip Michael

Senior Commercial Relationship Manager

T: +44 (0)20 3696 2382 M: +44 (0)7856 427 126
Commercial Finance
Buy to Let
Trading Businesses
Development Finance
Private Clients
Corporate Protection

Mantra Consultancy & Capital Limited is a licensed credit broker and not a lender.

Mantra Capital is a trading name of Mantra Consultancy & Capital Limited. Registered Office: 109-115 Blackfriars Road London, SE1 8HW. Registered in England and Wales under no. 9525855. Mantra Capital is directly authorised by the Financial Conduct Authority with permissions for Mortgage broking, and non-investment life assurance. Our FCA number is 751935 and this can be checked by visiting Some activities undertaken e.g. Commercial Finance are not regulated by the FCA. Mantra Consultancy & Capital Limited has access to all the main lenders in the market as well as the niche lenders operating. We charge the client a fee for arranging finance and this fee will reflect the complexity of the case. In addition, we will receive a fee from the lender.